Borrower Portal

About Us

About Us

Our Story

Pentagon Funding Group, LLC was founded to demystify business financing. Too many business owners feel overwhelmed by options — we created a platform that uses intelligent underwriting logic to simplify choices and connect businesses to the optimal lenders.

Our Mission

To empower entrepreneurs with clarity, confidence, and capital by:

  • Delivering transparent, tailored funding matches
  • Strengthening business credit and financial strategy
  • Supporting growth with expert guidance

Our Vision

A future where entrepreneurs spend less time chasing capital and more time building success.

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Our Team

Introducing Our Founders

Craig Rice, CEO

Craig Rice, CEO

Founder & Chief Executive Officer (CEO)

Craig Rice is a nationally recognized financial strategist and fintech innovator with over 25 years of experience in credit, lending, and capital access. As the visionary behind Four Corner Holdings, he leads the nation’s first fully integrated business credit and funding platform — designed to help entrepreneurs build credit, access capital, and scale with confidence.

Farrukh Bhuiyan

Farrukh Bhuiyan

Co-Founder & Strategic Partner

Farrukh Bhuiyan is a seasoned leader with deep expertise in software development, systems integration, and fintech innovation. As Co-Founder and Strategic Partner of Four Corner Holdings, Farrukh plays a critical role in guiding the Company’s technology roadmap, vendor partnerships, and compliance initiatives. His leadership ensures the platform not only scales securely and efficiently, but also delivers a transformative experience for borrowers, partners, and lenders alike

Our Executive Leadership

The leadership team behind Four Corner Holdings brings decades of combined experience in credit, underwriting, compliance, technology, and funding innovation — working together to deliver trusted capital solutions for America’s entrepreneurs.

Justine Rice

Justine Rice

Vice President of Credit Policy & Underwriting Quality Control

Justine oversees all credit policy, underwriting compliance, and internal quality standards. She ensures that every funding decision meets rigorous regulatory and performance benchmarks — providing clients with transparency, fairness, and confidence in every approval.

Derek Richards

Derek Richards

Vice President of Strategic Lending & Business Education

Derek heads our lending strategy and underwriting operations. He works directly with lenders and funding partners to structure client-friendly solutions while also educating business owners on how to strengthen their financial position. His department bridges lending expertise with practical financial literacy.

William (Bill) Blair

William (Bill) Blair

Senior Advisor, Strategic Investments & Partnerships

William (Bill) Blair is a seasoned business broker with over 18 years of experience at Legacy Venture Group in Tampa, Florida, and more than 50 years in professional sales. A former IBM sales executive and Federal Sales Manager, Bill has also bought, managed, and sold three successful businesses of his own. At Four Corner Holdings, he leverages his investor role and extensive business brokerage expertise to drive growth, guide strategic partnerships, and ensure long-term market impact.

Fast, transparent, and dedicated service exactly what growing businesses need.

Nicole H.

Great communication and a smooth process from start to finish. Highly recommended.

John R.

They were professional, responsive, and made everything easy to understand.

Earik M.

Quick turnaround and clear guidance. We felt supported at every step.

Daniel K.

Reliable team, honest updates, and an overall stress-free experience.

Sarah T.

Your Journey Begins Here!

We make every moment count with solutions designed just for you.

Client Intake & Pre-Qualification

This is where every funding journey begins. Our intelligent intake system — powered by AI — captures key business details, evaluates eligibility, and instantly matches clients to the most suitable funding options based on real underwriting logic.

Underwriting & Funding Strategy

Our team performs in-depth reviews of Credit, Revenue, and Cash Flow to position each client with the best loan structure and lender fit. We align your goals with smart capital strategies – from SBA and term loans to equipment financing to commercial lending.

Document Processing & Deal Packaging

We handle all document collection and preparation to ensure lender-ready files. From verifying statements to preparing full submission packets, this department streamlines the process and maximizes approval speed.

Client Success & Management

We’re not just here to get you funded — we’re here to help you succeed. This department ensures every client has full visibility, clear next steps, and ongoing support from intake through renewal or expansion funding.

How It Works

We’re not just a broker — we’re a performance-driven, tech-enabled funding company. With proprietary systems and intelligent analysis, we qualify clients for the best-fit funding product — including SBA Loans, Business Term Loans, Equipment Financing, LOCs, MCAs, and more.

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